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Terms and Conditions

By accessing any of the information supplied by NPB Neue Privat Bank AG, Zurich (“NPB”), on this website (hereafter “the Website”) you express your understanding of and agreement with the following terms and conditions and legal information. The present terms and conditions for access and use of this Website are subject to change without notice. The present terms and conditions and legal information as well as the access and use of the Website maintained by NPB are governed exclusively by the laws of Switzerland whereby international conventions and Swiss conflict of law rules are hereby excluded from application. Exclusive place of jurisdiction is Zurich, Switzerland.

Access Restrictions

The Website maintained by NPB is directed only at legal and natural persons seated or domiciled in countries in which the mentioned financial products, particularly investment funds or its respec-tive share classes, are duly registered or approved for public distribution, offering or sale accord-ing to the applicable local laws. Where the public offering of such financial products, particularly investment funds, and/or the distribution and/or use of the information published by NPB on the Website, were to be contrary to local law or regulation, persons or legal entities in respect of whom such prohibitions/restrictions apply must not access or use the Website. The investment funds of NPB have particularly not been registered for public distribution, offering or sale in the following jurisdictions: USA, Germany, Austria, the Netherlands, United Kingdom, Canada, Japan, Taiwan, Malaysia and Hong Kong.Therefore, it is to be clearly under-stood that the Website is in particular, without limitation, not directed at legal entities or individuals that have their domicile or residence within the aforementioned countries, its territories or de-pendencies or that are subject to those countries' jurisdictions due to citizenship or similar statuses, and particularly such legal entities or individuals shall not access the Website.

General Terms and Conditions of Business and Safe Custody Regulations

Guidelines Dormant Accounts

Disclaimer

The information and opinions expressed on the Website were produced by NPB as of the date of writing and are subject to change without notice. All information on the Website is published solely for information purposes and for the personal and exclusive use of the recipient. The Website does not constitute an offer or an invitation by or on behalf of NPB to any person to purchase, subscribe, sell or redeem any investments or to effect any other transactions or to participate in any particular trading strategy in any jurisdiction. The Website has been prepared without taking into account the objectives, financial situation and/or needs of any particular investor. Nothing on the Website constitutes investment, legal, accounting and/or tax advice, or a representation that any investment or strategy is suitable or appropriate to individual circumstances, or otherwise constitutes a personal recommendation to any specific investor.

Before entering into any transaction, investors should consider the suitability of the transaction to individual circumstances and objectives. NPB recommends that investors independently assess, with a professional financial, tax, legal and/or other advisor(s), the specific financial risks as well as legal, regulatory and/or other consequences of any transaction. The information contained on the Website has been obtained from and is based upon sources that NPB believes to be reliable. However, no representation of any kind is made that the information is accurate, complete or up to date and does not accept liability for any loss arising from the use of the information published on the Website.

The price and value of investments mentioned and any income that might accrue may fluctuate and may rise or fall. Any reference to past performance is not necessarily indicative of future results.

Copyright

Any information made available by NPB on the Website may not be reproduced, either in full or in part, without the written permission of NPB

© 2019 NPB Neue Privat Bank AG – all rights reserved.